If you are struggling to pay your insurance premiums for any reason, whether temporarily or longer term, you may be thinking about cancelling your policy. Before you do so, please speak us to see if we can help.

We appreciate that times can be hard, but please remember that household insurance provides very valuable cover and should only be cancelled as a last resort. If you cancel, you will be personally responsible for the costs of repairing any damage to the property and/or its contents, for paying any legal liabilities resulting from events that occur on the property, and for making good any loss or damage resulting from theft. You should also consider if your mortgage lender requires you to have household insurance as a condition of the loan.

Ultimately, it is your decision to keep or cancel your policy with us. We cannot make any guarantees, but we will do what we can to help if you are worried about affordability.