contact us for Home Insurance 0800 4701881 Monday - Friday, 8.30am - 6pm
Saturday 9am - 1pm
❄ Christmas Opening Times ❄
Insurance that makes you feel secure
contact us for Home Insurance 0800 4701881 Monday - Friday, 8.30am - 6pm
Saturday 9am - 1pm
❄ Christmas Opening Times ❄

Home Insurance

We can arrange flexible and tailored cover for your home whether your home is a bungalow or a listed building.

  • Standard Home Insurance

  • Non-Standard Home Insurance

  • Bed & Breakfast (maximum 6 guests)

  • Lodgers (maximum 6 guests)

contact us Call us

0800 4701881

Monday - Friday, 8.30am - 6pm
Saturday 9am - 1pm

Home Insurance

i4me are insurance brokers specialising in arranging home (household) insurance for all types of residential property thorough the UK. Whatever your circumstances; whether your property is a mid terrace, a detached house, a country cottage or a manor house (we have even insured castles) our aim is to offer the best policies, giving the widest covers, at the best possible price. Because of our vast past experience, we have been granted one of the highest levels of underwriting authority from our scheme insurers and have even been known to insure converted windmills and water towers. Please also note that we can assist in arranging cover for properties that have even had past problems with flood or subsidence.

Hassle free claims

The last thing you want when making an insurance claim is a load of bureaucracy. We strongly believe that all claims should be completely hassle free whenever possible. We also appreciate and understand that incidents giving rise to a claim do not always occur between 9am and 5pm Monday to Friday. Exactly for that reason is why our claims line is open 24 hours per day, 365 days per year - giving you complete peace of mind when taking out a policy with i4me. Incidentally when making a claim we always encourage our policy holders to take photos of the damage that has occurred. As the saying goes ‘a picture is worth a thousand words’ and a good photo in our opinion will always speed up the processing of any claim.

Buildings Cover

The Home including, tennis courts, swimming pools, drives, paths, patios and terraces, walls, gates and fences, fixed fuel tanks and attached solar panels.

Choosing Your Building Sum Insured

The full cost of rebuilding the buildings in the same form, style and condition plus an amount for professional fees and debris removal costs.

Contents

Household goods, valuables and personal belongings, within the home and radio and television aerials and satellite dishes attached to the home.

Choosing Your Contents Sum Insured

Your contents must be insured for the full cost of replacement as new. It is very important that your sums insured are correct at all times.

Proportionate Remedy (Applies to both Buildings & Contents)

If your sums insured are not adequate, then insurers will proportionally reduce the amount of any claim payment made by the percentage of under insurance.

Optional Additional Covers

All Risks cover for your Personal Belongings and Pedal Cycles away from the home.

When insuring both Buildings and Contents

Buildings and Contents standard cover includes the additional cost of alternative accommodation if the home cannot be lived in. Legally liable for any accidents at the premises.

Standard Policy Excesses & Voluntary Excesses.

The Standard Policy Excess is £100 which applies for most claims, other than escape of water claims: excess £250 or subsidence when the excess is £1,000.

Most people want a combination of cover for buildings and contents and personal possessions (away from the home), e.g. phones, watches, pedal cycles. However if you just require only buildings cover or just contents cover we can still help and our philosophy and business ethos is still the same.

Our quote and buy website will enable you get your home fully insured within minutes. Premiums can either be paid monthly by direct debit, subject to an instalment charge, or in full by either debit or credit card. We however also appreciate that some people prefer to talk to someone directly concerning a particular requirement. In this regard we welcome calls to our office where an experienced member of our team will be pleased to guide you through your cover options and arrange cover for you should you wish.

We love to chat. Give us a call.

Arranging insurance can be a daunting experience.

Sometimes you just want make a cup of tea, sit down and talk. To have someone clearly explain your choices, offer guidance and not feel rushed. We think that's important too. Which is why we love talking to and getting to know our customers.

So whether it's to arrange cover, check a particular detail or to discuss a renewal - get it touch.

0800 4701881