Get a custom holiday home insurance quote, with options for if you want it as a holiday let or keep it for personal use.

Choosing the right holiday home insurance for your requirements can be challenging. With so many options available and an abundance of optional add-ons, it can be difficult to know what level of cover you require for your holiday home.

The team at i4me are experts at taking all this stress away, as we offer straightforward holiday home and holiday let insurance to make certain you get the level of cover for your needs.

Putting together an insurance package that is right for you

Our team are specialists in understanding your circumstances and translating them into an insurance package that is right for you, giving you complete peace of mind that your holiday home is fully insured should you need to make a claim.

Whether you are looking for insurance on a UK-based holiday home, a static caravan, or a lodge, we can help with a bespoke solution to meet your needs with our easy-to-use comparison tool.

Get a quote online or call 0800 4701881 and get started today.

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What is holiday home insurance?

 

Holiday home cover is typically split into buildings & contents cover. Combining the two ensures your property gets a comprehensive level of cover.

Buildings Insurance

This refers to any cover required for repairing or rebuilding the property's structure in the event of damage

  • Physical loss or damage - caused by malicious damage, explosions, fire, smoke, riots, escape of water, theft or subsidence
  • Damage to buildings - caused by natural disasters such as storms, floods, earthquakes or landslides
  • Public liability cover

Contents Insurance

This provides cover for stolen or damaged property in your holiday home

  • Accidental damage - this relates to the accidental damage of household fittings
  • Theft or malicious damage - of the contents of the property
  • Loss or damage of contents - caused by floods, fire or storms

Get in touch with our expert team today, who will be more than happy to provide a quote based on your insurance needs.

What does holiday home insurance cover?

We can arrange cover for most standard perils, such as fire, flood, etc, but also a number of less common perils, such as:

This will insure you in the event that anyone has an accident on your property, and will cover both paying guests or visitors. We can arrange cover up to £5,000,000.

If you are unable to rent out your holiday home because it becomes uninhabitable, you'll be covered.

In the event of a dispute with a guest, you'll be insured against legal costs that come about as a result of legal action taken against you.

In the event of your holiday home requiring emergency repairs, you'll be covered for the call out fee and repairs

This will insure you if a domestic employee has an accident on your property. We can arrange cover up to £10,000,000.

Accidental damage that occurs at your holiday let will be covered, whether caused by you or a guest.

This will insure you for the cost of removing and replacing parts of your buildings necessary to find and repair the source of the leak and making good after the repair.
Please note that some of the above are available as optional covers, they are not standard policy inclusions. Not all insurers offer the same options.
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We understand how difficult arranging insurance to meet your needs can be. That's why we pride ourselves on having a team of insurance experts who are just a call away, ready to guide you through the process with no pressure to purchase.

Whether you need help arranging new cover you're looking to take out, are looking to renew, or simply need more information on our insurance products, we'd love to help.

Call us on 0800 4701881 today!

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