If you are a commercial property owner who lets out a premises for commercial use, commercial property insurance should be a priority.

There are lots of different options available under commercial property coverage. The commercial business unit at i4me will help you put together the right insurance cover for your property.

No two commercial premises or businesses are the same. Whether you need insurance for restaurants, hotels or offices, we work with a range of insurers who can provide comprehensive insurance cover

What Does Commercial Property Insurance Cover?

Commercial property insurance is designed to protect you from financial loss caused by damage to your building or the associated property.

Insures against the costs of repairing or rebuilding the property's structure in the event of damage. Commercial buildings insurance for landlords extends to several areas and items, such as outbuildings, landlord's fixtures and fittings, signs, carparks and driveways, and underground services.

Commercial contents insurance protects against damage to business equipment and items belonging to you as the commercial premises owner. These items do not form part of the permanent structure of the buildings, such as furniture, fitted carpets, domestic appliances, and fixtures and fittings.

Insures against loss of rental income if the commercial premises cannot be used because of an unforeseen event, for example fire or flood. We can arrange cover for up to 36 months' loss of rent.

Insures against compensation claims involving injuries or damages caused to others, for example if someone has an accident on your property. We can arrange cover up to £10,000,000.

Insures against compensation claims involving injuries or damages caused to staff, for example if your employee has an accident on your property. We can arrange cover up to £10,000,000.

Insures against acts of terrorism which result in damage to your commercial premises.

Find Commercial Property Insurance Today

i4me provides tailored solutions for landlords seeking commercial property insurance.

Regardless of the use of the property, we are confident we can find a policy to suit your needs. We can provide comprehensive insurance for hotels, pubs, restaurants, warehouses, retail outlets, shops, offices, and unoccupied commercial properties. Whether you are a small business owner or need commercial building insurance for a chain of stores, i4me will guide you through the process.

We can also place insurance for people who hold properties in pensions, such as Self Invested Personal Pensions (SIPPs) and Small Self-Administered Schemes (SSASs).

Get a quote online or call 0800 4701881 and get started today.

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Whether you need help arranging new cover you're looking to take out, are looking to renew, or simply need more information on our insurance products, we'd love to help.

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